Someone on an earlier thread quoted the axiom “After 50, life isn’t about achieving your aspirations, it’s about managing your disappointments.” But I’m 54, and I’m not surprised that it may not be that simple:
... A large Gallup poll has found that by almost any measure, people get happier as they get older, and researchers are not sure why.
“It could be that there are environmental changes,” said Arthur A. Stone, the lead author of a new study based on the survey, “or it could be psychological changes about the way we view the world, or it could even be biological — for example brain chemistry or endocrine changes.”
The telephone survey, carried out in 2008, covered more than 340,000 people nationwide, ages 18 to 85, asking various questions about age and sex, current events, personal finances, health and other matters… Finally, there were six yes-or-no questions: Did you experience the following feelings during a large part of the day yesterday: enjoyment, happiness, stress, worry, anger, sadness. The answers, the researchers say, reveal “hedonic well-being,” a person’s immediate experience of those psychological states, unencumbered by revised memories or subjective judgments that the query about general life satisfaction might have evoked.
The results, published online May 17 in the Proceedings of the National Academy of Sciences, were good news for old people, and for those who are getting old. On the global measure, people start out at age 18 feeling pretty good about themselves, and then, apparently, life begins to throw curve balls. They feel worse and worse until they hit 50. At that point, there is a sharp reversal, and people keep getting happier as they age. By the time they are 85, they are even more satisfied with themselves than they were at 18.
In measuring immediate well-being — yesterday’s emotional state — the researchers found that stress declines from age 22 onward, reaching its lowest point at 85. Worry stays fairly steady until 50, then sharply drops off. Anger decreases steadily from 18 on, and sadness rises to a peak at 50, declines to 73, then rises slightly again to 85. Enjoyment and happiness have similar curves: they both decrease gradually until we hit 50, rise steadily for the next 25 years, and then decline very slightly at the end, but they never again reach the low point of our early 50s…
For some people, the universe sends an unusually specific message. The Spousal Unit’s fiftieth birthday was also the first day after he’d lost his job, so he slept late and woke up thinking, “Well, at least it can’t get much worse… “
That was September 11, 2001.
One of the big bits of gossip at Bristol between certain British comics professionals was the fate of Insomnia Productions. British independent graphic novel publisher, with books like Cancertown and Burke & Hare on their roster, they’ve been expanding of late. And naturally have been exhibiting at Bristol Comic Expo.
But something happened this weekend. What no one seems to be exactly sure. But harsh words were meant to have been exchanged. Certain people didn’t show up when they were meant to and neither did certainb books. To the extent that people believe the company may be breaking up, or parts sold off. Lots of huddled conversations and behind back briefings, some people feared the worst.
When approached, Crawford Courtts, one of the co-founders and Managing Director of Insomnia Productions replied;
Hi Rich,
Thanks for your email.
When we first started, our ambition was to change how the industry worked and the time has come for us to change again to move away from possible threats and make the most of new opportunities. In particular, we’ve been attempting to adapt to the growth of digital content for example the expansion of our range on the Digital Comics service on the Sony PSP.
As you know all companies have their internal debates but unfortunately, in this case, one of our team made this public and they will be held accountable for their actions.
Yes, we have different visions for the future of the company, but we are moving forward and we will continue to do so.
In particular we are looking forward to the release of Burke and Hare the Movie later in the year, which will no doubt increase the companies exposure and further the case of Graphic Novels as a Medium rather than just a Genre.
The historically accurate theme of the novel and the movie we believe will truly show the strengths and opportunites of graphic novels and hopefully broaden their appeal to a wider market.
I’m told that Creative Director Nic Wilkinson, who had recently moved into the marketing side of the company, will be stepping down for unrelated personal reasons, And while there were some issues getting stock and attendance arranged for this year’s convention, that the publisher is not for the chop, the vultures can stop circling and planned projects will continue.
We’ll be looking to the letterhead for any changes though…
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There are always ways to make money, and it is possible to do this in any financial climate, however saving money, making it grow and making it work for you is another kettle of fish.
Below are just a few tips, ideas and ways as to how you can make the most out of your money and increase your personal wealth:
1. Set goals and objectives. To increase your personal wealth its best to know what you are starting off with and where you want to be in say 1 year, 3 years and 5 years.
2. Work out where your money is going. Total up how much income you bring in a month and work out where it all goes. Work out how much money you have spare or left over to play with which can be invested or saved.
3. Decide what will work for you and remember that there is no right or wrong, for example will creating a stocks and shares portfolio work, do you like a bit of risk? or will putting your money into fixed bonds and savings accounts be better for you if perhaps you like safe but steady growth.
TOP TIP: Before ploughing your hard earned money into anything do some market research, see how it has performed in the past, work out the risk and reward you could possibly get and so on.
4. Create a wealth plan/strategy. Decide what personal wealth figure you would like to achieve and then decide how you will do this and in what period of time. If you assign a period of time or deadline to something it will help it become more achievable and realistic. Within this wealth plan why not decide what short term and long term wealth creation strategies you might like to use and put in place?
5. Keep your eyes on the interest rates. Just because you have been with your bank since you were a child doesn't mean you have to stay with them until you are a pensioner. If there are better deals out there to be had then try and grab them with both hands.
REMEMBER: Always read any terms and conditions back to front and if possible get someone else to read through them as well. Don't tie your money up for long periods of time if you cannot afford to, and remember that high risk is just that. If you are not prepared to lose money as well as gain it then don't risk it, no matter how good the rewards may look.
I hope you have found this article both useful and helpful, I wish you every success in growing your money and increasing your personal wealth.
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