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From The Grio–Unprecedented levels of grassroots funding, increasing frustration with ongoing struggles in the Gulf region, an economy teetering on the verge of collapse, and an electorate eager for dramatic political change are all factors often credited by commentators seeking to explain Barack Obama’s 2008 presidential election win. But, one of the most significant factors, too often overlooked, is the Voting Rights Act of 1965.

The Act, signed into law 45 years ago today by President Lyndon B. Johnson, helped create the conditions necessary to bring about Obama’s historic win. By helping to level the political playing field and providing a means to deal with ongoing voting discrimination, the Voting Rights Act has helped tear down barriers to minority voter participation that would have otherwise rendered the November 2008 election all but an impossibility.

The success of the Voting Rights Act over the last 45 years, however, by no means suggests that its time to turn our back on it. Stories about the Act’s success and the progress that has been achieved stand right alongside evidence of ongoing problems and threats to equal political participation. If anything, greater vigilance is required to deal with the persisting threats and new barriers that continue to rear their ugly head at a time that some have prematurely rushed to describe as a post-racial era.

States such as Georgia and Indiana have adopted mandatory, photo id requirements for voters despite evidence that many minority, poor and elderly voters lack such identification. Proponents of these laws disingenuously claim they’re necessary to deal with fraud despite the absence of evidence suggesting as much. Other states such as Arizona, unsurprisingly, have sought to put in place proof of citizenship requirements subjecting certain eligible voters to onerous and burdensome requirements that must be satisfied before these voters are added to or maintained on registration rolls.

Caging schemes continue to surface in many places with officials in Michigan and Indiana, for example, recently threatening to use foreclosure lists as a means of challenging voter eligibility inside the polls on Election Day. And, flyers distributing misinformation about the election continue to surface as one of many dirty practices used to help keep minority voters away from the polling place. In Charleston, South Carolina, for example, a fake letter purporting to be from the local NAACP threatened that voters with outstanding parking tickets or late child support payments would be subject to arrest on Election Day. And, in Wisconsin, a leaflet distributed by the fictitious Milwaukee Black Voters League was selectively distributed in majority black precincts instructing voters that if they voted in any election that year, then they were ineligible to vote in the presidential election and would face 10 years in prison if they attempted to do so. This list is by no means exhaustive but illustrates the real barriers and hurdles that deny and frustrate minority voters’ access to the polls today.

It is perhaps because of the success of the Voting Rights Act that the law has a target on its back. In just the last 3 months, 3 lawsuits have been filed challenging the constitutionality of a core provision of the Act — the Section 5 pre-clearance provision. Section 5 requires that a select number of states with long and egregious histories of discrimination submit their voting changes for federal review before they are put into effect.

Over the years, hundreds of discriminatory voting changes have been blocked by Section 5, including attempts to cancel elections in the face of growing minority voting strength, efforts to draw black candidates out of their districts, discriminatory redistricting plans and other naked attempts to turn the clock back on the progress that has been made. Section 5, widely regarded as the heart of the Act, is the central issue in all 3 of these suits. But civil rights organizations, such as the NAACP Legal Defense Fund and others, are poised to defend the Act to ensure that its strong provisions remain in place.

In a 2006 speech before Congress expressing support for renewal of Section 5 of the Voting Rights Act, President Obama aptly observed that progress has been made but noted the importance of remaining focused on preventing the problems we have seen in recent elections from happening again. Obama noted that “e have seen political operatives purge voters from registration rolls for no legitimate reason, prevent eligible ex-felons from casting ballots, distribute polling equipment unevenly and deceive voters about the time, location, and rules of elections.” Indeed, many of these efforts are directed at historically disenfranchised groups. These groups must remain at the core of any future effort to remedy and address the long-standing barriers to full and equal political participation.

The 45th anniversary of the Voting Rights Act provides a moment to reflect on the long road that has been traveled and the great work that lies ahead. With redistricting commencing throughout the country next year, the Act will certainly play a key role in ensuring that federal, state and local boundaries are drawn in ways that do not disadvantage minority voters while help underscoring the importance of recognizing our country’s increasing levels of diversity.

The mid-term elections this fall are likely to bring about a new round of voter suppression schemes and dirty tricks but the Act remains one of the most powerful tool in the arsenal of advocates and lawyers committed to making the right to vote something meaningful. For 45 years, the Voting Rights Act has occupied a central place in our democracy and we can ill-afford to turn our back on it now.

(Check out more stories @ The Grio…)

Not bullshit. The new bankruptcy law after 2005 requires credit counseling. The IRS has the right to review and attend all hearings, effective with the new BK laws and can file additonal claims or delay it if they feel you are did some stupid shit like many real estate spinners did over the last 5 years.  The new law is tough on individuals, especially in 13's. Chapter 7's require a demonstration of an inability to pay and living standards at or below IRS standards as determined by the BLS and Census. If you filed yourself, congrats. Most individuals would not have a clue as to how to do it, how to deal with the paperwork or the legal traps you can set for yourself by failing to leave creditors and/or collection efforts out of the initial filing. You're a stud. Pat yourself on the back and crow some more. Initially they did not allow online counseling and almost every attorney I know wants to be paid in full upfront and the fees have gone from about $900 on average up to $2000 if they prepare them for you. It is a nice thing to have because under the new laws the attorney accepts some liablity for incorrectly prepared or declared information whereas in the past they did not.

Rarerly do creditors show up unless there are large sums involved. Usually they send in the proper forms to the trustee if they have a challenge to your filing or they feel that you are involved in crooked shit as you said. I'm not spreading bullshit, I'm telling you the average sheeple is not capable of doing this properly. Period. More people fuck themselves over by not following the letter of the law and filing every form properly so believe me, you think it's that easy, go for it. Try a claim with 100 creditors and real estate involved plus investments. Not so fucking easy.

 

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With so many options, risks and complicated strategies, smart investments are not an easy thing to do. FutureAdvisor is a personal investment advisor that helps you with managing and optimizing your investment portfolio by providing in-depth analysis, forecasts and saving tips.

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Alzheimer&#39;s Trade-off For Mentally Active Seniors - Science <b>News</b>

Stimulation delays cognitive decline, but disease advances quickly once it starts.

How Insiders Game User-Generated <b>News</b> for Money

I had previously believed that the world of user-generated news sites were run on a open, crowd-sourced model. You submitted news to a website like Digg and if it was interesting content with a great headline and newsworthy text it ...

Coast Guard responding to rig fire Gulf of Mexico; people reported <b>...</b>

Enlarge Matthew Hinton, The Times-Picayune Matthew Hinton / The Times-Picayune A helicopter lands with survivors of the rig explosion at the Terrebonne General Medical Center in Houma all survivors walked off the helicopters Thursday ...

The Best Way to Make Money From Home Scam ptjut

Making money from home is something many people want to do, but something that very few people actually achieve. Is it because it is extremely hard or is it because most people really do not commit enough to this endeavor? The answer is, a little bit of both. However, the fact is that what makes it harder for most people is the fact that they simply do not try hard enough.
You see, most wannabe home entrepreneurs see the whole home business thing as something easy without realizing that a business, whether you run it from home or at an office it is still a business that demands for you to gain the necessary know-how and then create and execute a business plan.
The fact that you are thinking about a small operation that you will maybe run from
One of the most exciting ways to earn income is from home and the good news is that as technology advances so do number of opportunities to earn good money from home. Perhaps the best way to make money from home is through some kind of internet based business. It is important to think creatively and come up with new ideas as this will set you and your website apart and give you the competitive edge necessary to succeed online long term.
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A roundup of today&#39;s Apple <b>news</b>

Why has none of these so called "news" sites addressed this question? What's going to happen with all of the Apple TV's in our homes now? I would expect we see an OS update when the new version is released or sooner. 2 stars ↓↑report ...

<b>News</b> Corp Has Name For New Internet-Killing iPad Newspaper: &quot;Daily <b>...</b>

The name of the fictional newspaper from Superman.

Federal Egg Recall Investigation Widens

Remember personal info? Yes No. Contact Us � Subscribe to Food Safety News with E-mail or RSS � Fan Food Safety News on Facebook � Follow Food Safety News on Twitter � Download the Food Safety News iPhone App ...

This makes you feel good and gives you the spur to reach the next goal that has been set. As time goes by and each target has been reached your body begins to change shape. You begin to loose that belly fat and extra chin. Weight loss is now underway.
The food you should be eating consists of good fresh ingredients. You should be eating a balanced diet of protein, carbohydrates and plenty of fresh vegetables. The best way to help with weight loss is to eat small portions several times a day. The rule of thumb to lose weight fast is little and often. Together with plenty of good exercise you should be able to burn more calories than you put in. Before you know it your weight loss program will be paying dividends and the weight will be falling off and you will be feeling more confident and able do things you never thought possible. You will have a very positive mind set.
The other main thing to remember when eating little and often is never eat after 8pm. When you sleep your body stores food as fat so even if you eat very little all day, if you eat before going to sleep the calories will not get a


We?ve heard the claims before ? quick weight loss diet plans promising fast results that are nothing short of unbelievable. Many people succumb into all sorts of quick weight loss diet plans, only to lose motivation and fail miserably halfway in following the plan. Thus, they may end up right where they started or even gain a pound or two afterwards. Read on to know how to pick the right weight loss diet plan, and how to stay on course.
The term ?plan? itself denotes preparing and goal setting. It involves a highly structured, well-organized schedule of meals and food combinations you must adhere to on a stringent basis; otherwise the quick weight loss diet plan falls apart. Diets, despite their variations, all have common ground upon which each of their systems is based.
Diet Plan # 1: Ditch the Junk Foods.
Junk food is the first to go. Think of the undertaking as a challenge to be met and overcome, rather than treating it like a prison sentence.
If you go on a diet halfheartedly, fretting over the things you will be forced to give up, you will only set yourself up for failure and disappointment. Instead, set a reasonable and attainable goal and timeframe, something you?re sure to achieve, and then reward yourself afterward.
Having a sense of accomplishment is a great


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A roundup of today&#39;s Apple <b>news</b>

Why has none of these so called "news" sites addressed this question? What's going to happen with all of the Apple TV's in our homes now? I would expect we see an OS update when the new version is released or sooner. 2 stars ↓↑report ...

<b>News</b> Corp Has Name For New Internet-Killing iPad Newspaper: &quot;Daily <b>...</b>

The name of the fictional newspaper from Superman.

Federal Egg Recall Investigation Widens

Remember personal info? Yes No. Contact Us � Subscribe to Food Safety News with E-mail or RSS � Fan Food Safety News on Facebook � Follow Food Safety News on Twitter � Download the Food Safety News iPhone App ...

personal finance budgets

Now that Wesabe is officially closed, many users are looking for an alternative that offers the same flexibility and features -- for many this alternative is, or should be MoneyStrands.



MoneyStrands is a free tool that has helped people manage their money online since it launched in March 2009 -- and in short order has won a Webby award for the best of the web in the banking and bill-pay category. This honor is no surprise when you consider that MoneyStrands offers features you won't find in many competing tools such as Mint.



Like all modern personal finance tools, MoneyStrands can connect to a large number of banking and financial institutions, but unlike most competitors gives users the ability to manually upload their account data. This option is a must-have for those who don't want to give their login info to a third party, or who bank at a smaller bank or credit union that personal finance tools cannot connect to for automatic updates.



MoneyStrands also sets itself apart from the competition because it is designed to make it easy for international and non-English speaking users to use the tool. The MoneyStrands website can be viewed in both English and Spanish with a toggle in the settings and users can choose their preferred currency from a long list. According to MoneyStrands, consumers use the service in 44 countries.



These features supplement the standard account linking and money management that the MoneyStrands tool handles well. Users can view spending and account history in one location as well as compare spending in categories such as shopping, food & dining and more to see how they stack up to the rest of the community. Filters allow you to compare yourself to other members based on age, gender, marital status, education and other variables.



MoneyStrands also has a budgeting tool that tracks spending and sets email alerts when a budget category reaches a certain level so spending can be put in check. The tool is fairly simple and requires users to figure out their own goals, but Atakan Cetinsoy, General Manager of MoneyStrands told WalletPop in a phone interview that an improved budgeting tool that walks users through the process is coming in the next few months.



MoneyStrands is easy to use and offers significant value to users; especially those who can't or don't want to link their accounts directly to a third-party service.

Some Republicans and Democrats can get their heads together now and then.

When I had the privilege of working for Senator Jeff Bingaman (D-NM) in the US Senate, I had just moved over from serving as founding Executive Director of the Nixon Center for Peace & Freedom, later renamed (thankfully) "The Nixon Center".

Senator Bingaman at the time, along with his chief of staff Patrick Von Bargen, were asking key questions about the structure of international trade and finance and why such large bilateral deficits were building between the US and respectively Japan and China. University of Chicago-trained neoclassical economists regularly parroted the line that bilateral deficits were "meaningless" and would be balanced out over time with other global trade partners -- and would on a bilateral basis rise and fall, appearing and disappearing in a highly fluid global economic environment.

Bingaman's and Von Bargen's questions then are even more relevant today -- and given the time on the clock since, it's clear that the economists who argued that deficits were meaningless or that a job is a job is a job -- whether working as a wallet maker or a nano-technology app developer -- were wrong.

But Jeff Bingaman, even though skeptical about how the global economy was working in real rather than ideological terms, never turned his back on international engagement. In 1996, Bingaman, Von Bargen and I traveled to Japan, South Korea, China, and other parts of Asia. This, then, was an annual trip supplemented by his personal trips to Guatemala and trips to Europe, Russia and more. Bingaman, now Chairman of the Senate Committee on Energy, remains deeply engaged and interested in international affairs.

And while most Senators and Congressman make a point of pushing 95% of their available press time towards the Bartlesville news outlet (in the case of Oklahoma) over the demands of the Yomiuri, Le Monde, Al Jazeera, or the People's Daily, Bingaman is one that does make time for international media.

The Nixon Center as well was stacked with big personalities who were then and remain deeply committed to America's engagement in global affairs. While the Nixon Center is actually fastidiously non-partisan and has key Dems and Republicans engaged with it, it's hard to hide all of its Republican stripes when in fact the institution's inspiration and founder was a powerful two-term winning Republican President of the United States.

My point is that there are Democrats and Republicans -- lots of them -- committed to robust international engagement, to smart foreign aid, and to coherent and sensible U.S. international public diplomacy.

But just as when I worked for Bingaman in the Senate and there were some Democrats and more Republicans who looked at having a passport as a political liability, many in the Tea Party movement are a manifestation of a similar pugnacious nationalism that disdains international institutions and US engagement abroad.

One of the major bipartisan NGOs committed to internationalism in Washington is the U.S. Global Leadership Coalition. I attended the USGLC's gala dinner last year featuring NBC's Andrea Mitchell and Secretary of State Hillary Clinton.

But the guy who really impressed me was the charismatic Republican Congressman from Illinois, Aaron Schock -- who went on stage and made a case as strong as any liberal internationalist I have heard for the hard core national interest reasons that the U.S. should support global affairs and engagement -- and yes, foreign aid budgets.

Aaron Schock is a serious player on the way up -- and too many are distracted by his better than average looks and youth. I didn't support his approach to Honduras (for the most part) that he seemed to have jointly worked out with Senator Jim DeMint -- but that is beside the point. Schock is thinking hard about smart policy, not just coasting with his new found power and privileges in Washington.

If the USGLC can bring Hillary Clinton and the Republican House Deputy Whip together to sing from similar playbooks, then I have time for this private sector initiative to promote public support for international engagement.

If you are in DC (and if not, I am sure that there will be "live streaming" that I will arrange to have run here at TWN), you might want to attend the annual USGLC 2010 Washington Conference (registration information here) that takes place September 28-29, 2010 at Washington's Grand Hyatt.

I would support this meeting whether I was speaking or not -- but I happen to be on the program along with NBC Meet the Press' David Gregory, Under Secretary of the Treasury Lael Brainard, US AID Administrator Rajiv Shah, U.S. Trade Representative Ron Kirk, and the indefatigable Joshua Rogin -- who writes Foreign Policy's "The Cable".

-- Steve Clemons publishes the popular political blog, The Washington Note. Clemons can be followed on Twitter @SCClemons

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Media Matters Ad On Fox <b>News</b> | I Million Donation To GOP | <b>News</b> <b>...</b>

Politico is reporting that Fox News has agreed to run an advertisement created by media watchdog group Media Matters that is critical of News Corp. donating $1 Million to the Republican Governor's Association. Last week Mediaite had ...

Celebrity <b>News</b> Roundup from PopEater: Aug. 31

Want to know what's going on with your favorite TV stars when the cameras aren't rolling? Check out the latest celebrity news from our friends.

Small Business <b>News</b>: Resources For Rebirth

No matter how bleak the economic outlook, here at Small Business Trends we've always believed in the power of small business and entrepreneurship to change the.

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LearnVest founder and CEO Alexa von Tobel turned down Harvard and a life on Wall Street to make personal finance education accessible to women, and she has no intention of failing.

She thinks learning how to manage your money should be simpler, a passionate belief which comes from her personal need for her New York-based company’s product, a series of online tutorials on personal finance which have led some to dub her “Suze Orman 2.0.” On Tuesday, LearnVest announced the launch of three new on-demand, online Bootcamps covering basic personal finance, cutting costs, and investing. These products are just the latest iteration in von Tobel’s quest.

The 26-year-old von Tobel got the idea for LearnVest while working at Morgan Stanley, realizing that she had no idea how to manage her own finances.

“Here I was responsible for millions and millions of dollars and I didn’t know the first thing about getting a credit card or insurance,” von Tobel said. “I needed tools like these.”

Instead of attending Harvard Business School, von Tobel put all the money she’d earned after college into building LearnVest. Since then, the company has raised over $5.5 million in financing, most recently closing a $4.5 million round led by Accel Partners in April.

The LearnVest  CEO has been spending a great deal of time in the media spotlight recently. She was recently named to Inc.’s 30 Under 30 list of young entrepreneurs and has received media coverage from a number of local and national outlets including BusinessWeek and the New York Times. The ‘Suze Orman 2.0’ moniker first came from a Fox reporter.

But behind the media attention that even has the attractive blonde’s coworkers teasingly calling her ‘Finance Barbie’ is an entrepreneur possessed. Her self-deprecating humor and amiable demeanor are genuine, but von Tobel is shrewedly packaging herself and LearnVest as an accessible and fun medium for learning about personal finance. And she’s doing it from a cubicle alongside her employees in Learnvest’s cozy New York office.

Usage statistics suggest it’s beginning to work, with Learnvest receiving about 360,000 unique visitors in the U.S. per month according to Quantcast, a Web-traffic-measurement service..

While von Tobel is certainly passionate about giving women unbiased advice on their personal finances, she is also keeping her eye on earning money to repay her investors.

And that’s where LearnVest’s latest product, the online bootcamps, come in. The three-week programs consist of daily emails with information and easy to do items that take minutes, according to von Tobel.  The investing bootcamp is LearnVest’s first paid offering, costing users $7.99.

“It’s cheaper than ‘Personal Finance for Dummies’ and easier to understand and accomplish,” von Tobel said. “We don’t want users to be overwhelmed.”

LearnVest’s content also provides affiliate marketing opportunities for the New York startup, where LearnVest earns money by suggesting personal finance products like credit cards.

Besides affiliate fees, LearnVest also sells advertising, in the hope that financial services firms and other brand advertisers will pay a premium for female users taking advantage of LearnVest’s educational content over what they’d pay for such users on general-interest websites.

Next Story: Your mobile app is spying on you Previous Story: Dark Roast Media integrates Publishers Clearing House sweepstakes into its social game

Large animal medicine takes a different tack. These animals are used for industry -- food production, breeding farms, racing, and so on. (The lines are blurred in some cases, such as horses that are really pets, and greyhounds used for racing.) "The client" here is the manager, producer, or trainer, while the "patient" is the dairy herd, the swine operation, or the overall breeding potential of a winning stallion. While humane treatment is an important factor, the goals are maximizing performance, productivity, and profit. Large animal medicine focuses on designing a Herd Health Program, where the outcome of an individual case takes a backseat to the cost and benefit for the overall group.

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Wednesday&#39;s <b>news</b>: A night on the town with the Preds - do it for <b>...</b>

we've got a great way for Preds fans to save some money while helping local schools, reports from the World Hockey Summit, and what is surely the worst selection in Puck Daddy's "Mt. Puckmore" series so far.

Business <b>News</b> You Need Today: Aug. 25, 2010 - DailyFinance

David Schepp has covered business news for more than a decade at news organizations such as Dow Jones, BBC News and Gannett. His beats have included technology, biotechnology, health care and workplace. He lives in New York's Hudson ...

<b>News</b> signing | TV Barn

Wake up! The ultra-early-bird newscast is back. This week, KMBC and KSHB moved their first morning newscast from 5 am to 4:30 am In a few weeks, KCTV will follow suit, which is only fitting since the CBS affiliate kicked.

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Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

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Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

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RoboForm Version <b>News</b>

Version News. News and details from current and past versions of RoboForm. Version 6.10.0 * Add import of logins and bookmarks from LastPass and KeePass. * Add welcome help balloon on new install. * RoboForm2Go installer can be started ...

Business <b>News</b> You Need Today: Aug. 6, 2010 - DailyFinance

David Schepp has covered business news for more than a decade at news organizations such as Dow Jones, BBC News and Gannett. His beats have included technology, biotechnology, health care and workplace. He lives in New York's Hudson ...

Tekken 6 breaks 3 million sales <b>News</b> - Page 1 | Eurogamer.net

Read our news of Tekken 6 breaks 3 million sales. ... Tekken 6 gameplay 16 November, 2009. Latest News. Rumour: Capcom vs. Namco in the works . Tekken 6 patch adds campaign co-op . Tekken 6 online patch on Thursday ...

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tracking personal finances

Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

Five Best Personal Money Management Sites

Web-based financial management tools have grown in sophistication to the point where many people manage their entire financial lives with online tools. Here's a look at five of the most popular personal money management sites.

Photo a mashup of images by Leonardini and Wilton.

Earlier this week we asked you to share your favorite personal money management site; now we're back to highlight the five most popular contenders.

Click on the screenshots below to take a closer look.

Buxfer (Basic: Free, Premium: From $2.79/month)

Many people are hesitant to use online banking services because of security concerns. Buxfer's compromise to provide ease of use while also assuring users and keeping things as controlled as they would like is to offer multiple methods for storing your credentials. You can manually synchronize your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension—Firebux helps you automate the process of downloading financial data from your banking institutions and reviewing Buxfer data. If you'd like to skip the hassle of handling your own syncing, Buxfer offers automatic nightly syncing of your financial data, automatically logging into and pulling data from your various online money portals. Buxfer comes in three flavors: Basic (free), Plus ($2.79 per month), and Pro ($3.79 per month). All accounts include features like split bills, automatic tagging, and mobile access, but you'll pay a premium for unlimited budgets, bill reminders, and balance projections. You can try a live demo of Buxfer here.

Yodlee MoneyCenter (Free)

As many readers were quick to point out, Yodlee provides the guts to the user sites for hundreds of banking and financial services. Organizations like Mint, Thrive, and large banks like Chase use rebranded but Yodlee-powered interfaces. Yodlee users will often characterize Yodlee as similar to Mint, but without such a strong emphasis on flashy graphics. Instead it focuses more on analyzing your raw data—transaction descriptions, for example, are easier to search and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill paying, and send out user-defined alerts. If you like the idea of a site like Mint but want more fine-grained control and the ability to manually tweak things when necessary, Yodlee is a solid alternative.

Mint (Free)

Mint has risen to prominence as a major player among web-based financial management tools by putting an extreme emphasis on user-friendliness and automation. The focus on automation is so strong, in fact, they only recently added the ability to add in any sort of manual transactions. By providing Mint with your various logins, you can track all your financial accounts in one place—checking, savings, credit cards, investments—and easily generate budgets and projections based off your data. Mint has won many people over, especially in the younger demographic, by being the first tool they've used to really get a good look at their money and where it's going.

ClearCheckbook (Basic: Free, Premium: $4/month)

ClearCheckbook is a web-based checking account ledger on steroids. You can track your spending, input your daily expenses from the web-interface or from your iPhone, Android, or Palm, and generate a budget with spending limits. Upgrading to a premium account gets you a custom report tool, custom transaction fields, future balance projection, and editing of the auto-suggest feature. Visit ClearCheckbook at the link above to check out the video tours of both the free and premium accounts—available at the bottom of the main page.

Mvelopes ($39.60/quarter)

Mvelopes is a robust web-based financial tool built on the old principle of budgeting with envelopes—each budget category gets an envelope with a set amount of money. Its focus on an old budgeting technique, however, doesn't mean you're stuck with dated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only contender in the Hive without a free account option, a testament perhaps to how happy people are with the service that it made an appearance in the top five despite the lack of free-as-in-beer option.

Now that you've had a chance to look over the top five contenders for best personal money management sites, it's time to cast a vote for your favorite:

Have a favorite web-based tool that didn't get a nod or want to talk up your favorite a bit more? Let's hear it in the comments. Have an idea for the next Hive Five? Send us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to get your idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

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