What a truly brutal election. One rare exception was the crushing of Texas Oil's Proposition 23 in California (see CREDO's campaign at stoptexasoil.org), which proves that even unlimited corporate cash can be beaten back -- if it is disclosed and fought by grassroots mobilization.
At CREDO, we fight hard on the issues, but we don't take sides in partisan elections. As someone who cares about progressive issues, there is no doubt that Tuesday's results will make for even harder times for our country. It is crazy making to realize just how extreme and misinformed much of the new Congress will be.
There is little reason to expect any useful legislation from the Tea Party-dominated House or the dysfunctional Senate. Swing votes in the Senate have really troublesome names: Lieberman, Nelson, Manchin, and Pryor. In fact, this Congress will do damage to anything even remotely progressive.
So let's take a look at what happened and what we can do now. The media, unfortunately but not surprisingly, will be of no use in making sense of Tuesday's results, and even less so in helping chart a course for the future.
There is a lot of evidence that the state of the economy, and employment in particular, drive the results of elections -- and this one was no exception. As the saying goes, "If you think the economy is working, ask someone who isn't." We have an economy stuck in a deep ditch, with corporate profits and bank bonuses soaring while long-term unemployment is at near Depression levels.
The Republicans shrunk the first "stimulus" package and filled it with tax breaks, even as corporate Democrats helped them along, blocking any effort to restructure mortgages in bankruptcies, freeze foreclosures or force banks to lend money. The election outcome was partially baked in early 2009, when the White House preemptively conceded on the scale and provisions of the stimulus package and chose to coddle the banks. To watch this unfold was simply maddening.
Making matters worse were other factors. Among the most damaging were the actions of the conservative majority on the Supreme Court, which seemed energized by the new President, and took the radical step of rehearing a campaign finance case -- now known forever as Citizens United. In ruling 5-4 that corporations have the right to spend unlimited amounts of money for and against candidates, the Court transformed the electoral landscape in a way potentially more profound than its 5-4 ruling that seated George W. Bush as president. As many predicted, the Citizens United ruling unleashed the greatest wave of corporate spending in history, though it's a safe bet to say that their spending in 2012 will make this year's outlay look modest.
In an astonishing turn of events, the right wing was able to kill -- essentially murder in public view -- the organization that registered millions of poor and working class African-American and Hispanic voters in the last six years. I am speaking of ACORN, of course. By editing video completely out of context, and using the right-wing media machine to perfection, Andrew Breitbart was able to convince the mainstream media and eventually Congress, that ACORN was an election-stealing organization that had no qualms giving advice to pimps on how to increase revenues. Fulfilling Karl Rove's wildest dreams, Congress, including most Democrats, voted to block public funding for any of ACORN's laudable and effective housing or tax assistance programs, and ACORN died a quiet death. There would be no millions of new registrants.
Traditions are important in the Senate, but almost always to the detriment of progressive change. The health care reform effort was a victim of Senate conventions. Sen. Max Baucus of Montana, who chairs the critical Senate Finance Committee solely due to his long tenure, stalled development of a health reform package for many months in order to "negotiate" with Republicans on his committee. They weren't interested in the least, and walked away from the discussions muttering bizarre comments about reforms "killing grandma" and setting up "death panels" because Sarah Palin says so. The behavior of Baucus would be laughable if it were not so utterly destructive.
No matter what one thought of FOX News in the 2008 election, Murdoch's monster went on a rampage over the past two years. Serving as both an instigator and an amplifier for the craziest and most offensive pundits, FOX News misled and misinformed the American people on every issue, and effectively became the public face of the Republican Party. Glenn Beck's show became so toxic and spewed so much venom that one of his devoted fans took it upon himself to plot the execution of key leaders of the Tides Foundation and the ACLU, who had figured prominently in Beck's rants. Fortunately, the madman (the fan, not Beck) was stopped before he accomplished his mission.
We could go on, of course, on all the missed opportunities, the cave-ins, the sell outs, and the unpopular and misguided war in Afghanistan.
But the results are in. The House of Representatives is in the hands of the most corrupt Speaker-in-waiting ever, the Tea Party is ascendant, and the U.S. Senate, however dysfunctional it has been, is poised to be much worse.
For those of us who had hopes that the Obama Administration could seize the moment and enact popular progressive changes, this is a bitter pill. And like many, we grieve at the lost opportunities.
But now we need to brush off the dust, suck it up, and plunge back into substantive fights. Politics is not fair -- indeed, U.S. elections are rigged in profound ways! But walking away is not an option at CREDO Action, and we hope you will join us in some of the actions below we think are strategic in the new political landscape:
1. Commit to Taking Down FOX News. So long as FOX News has any credibility within the Beltway, it will be a pipeline for malicious material that will poison our political culture. Join our friends at Color of Change.
2.Tell the Senate to pass the DISCLOSE Act during the lame duck session. We were able to defeat the Texas Oil Initiative, Prop 23 in California, in part because we knew who the enemy was -- having disclosure of corporate contributions brings the enemy out in the open for us to take on and fight. The DISCLOSE Act passed the House and came within a single vote of passing the Senate. One vote. You can join this fight by taking action with Public Citizen at http://citizen.org/disclose-act-action.
3. Keep fighting to end the Bush tax cuts for the wealthiest Americans. This issue will get resolved during the lame duck session. Take action here.
4. Sign up for the fight for a constitutional amendment to reverse the Citizens United decision by declaring that corporations do not have the legal rights of humans. This may take years, if not decades, but we should start now. Please join Free Speech for People: http://freespeechforpeople.org/.
5. Tell the FCC to use its existing authority to establish and defend net neutrality. Our friends at Free Press are leading this charge: here.
6. Demand that the Department of Justice and the Internal Revenue Service investigate the political organizations set up by Karl Rove to launder millions of dollars in secret cash to change the outcome of elections. Act now at http://act.credoaction.com/campaign/investigate_crossroads.
7. Defend the EPA from castration by pro-coal interests in Congress. The EPA accomplished almost nothing during the Clinton years because the Gingrich-led Congress used the budget process to prohibit the agency from doing its work. This battle has already started. The Sierra Club's Beyond Coal campaign is a great way to join this fight: http://sierraclub.org/coal.
8. Convince the Obama administration to stop appealing progressive court rulings on matters like the Defense of Marriage Act, Don't Ask Don't Tell, and the state secrets defense against torture and wiretapping. Urge the Department of Justice to change its approach at http://act.credoaction.com/campaign/stop_appealing.
9. Urge Democratic senators to do away with lifetime tenure for committee chairs and open up all chair positions to majority vote elections. This will go a long way towards more progressive legislation. Take action with us here.
10. Demand that the Department of Justice enforce the provisions of the national voter registration law that require state governments to offer to register all voters at departments of public welfare and motor vehicles. Many state governments simply ignore these requirements and this is a cheaper and more inclusive way of registering voters than the campaigns of the now dead ACORN. Urge Attorney General Eric Holder to expand voter registration: http://credoaction.com/campaign/enforce_motor_voter.
I suspect you are angry and exhausted at this point. I know I am. But let us not forget that the values and ideals we fight for are greater than any one election. They still endure, and so must our fight. We have a lot of work to do.
Michael Kieschnick, CEO
CREDO Action
Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.
Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.
Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.
The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.
On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.
Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.
So now to ponder details,
As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.
The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.
Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.
My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.
This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.
And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.
I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?
Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.
eric seiger
Colts <b>News</b>: NFL: <b>NEWS</b>
NFL: NEWS. The Colts talked through the off-season about improving the running game. During a recent three-game...(11.04). NFL: NFC NEWS - . NFL: AFC NEWS - � UpClose Online: 11/03/2010 � NFL 5K Run/Walk ...
Facebook Wins Another <b>News</b> Feed Patent
When Facebook originally filed for the patent in the fall of 2006, it was just a month before the company launched its news feed. It argued at the time that as more and more users joined the social network, the amount of information it ...
Fox <b>News</b> Beats USA Network For Top Cable Network On Night After <b>...</b>
Fox News was the top cable network during prime time on Wednesday night, the day after the midterm election, ahead of USA Network's highly-rated NCIS re-runs. Bill O'Reilly had the most-watched show on all of cable, while Sean Hannity ...
eric seiger
What a truly brutal election. One rare exception was the crushing of Texas Oil's Proposition 23 in California (see CREDO's campaign at stoptexasoil.org), which proves that even unlimited corporate cash can be beaten back -- if it is disclosed and fought by grassroots mobilization.
At CREDO, we fight hard on the issues, but we don't take sides in partisan elections. As someone who cares about progressive issues, there is no doubt that Tuesday's results will make for even harder times for our country. It is crazy making to realize just how extreme and misinformed much of the new Congress will be.
There is little reason to expect any useful legislation from the Tea Party-dominated House or the dysfunctional Senate. Swing votes in the Senate have really troublesome names: Lieberman, Nelson, Manchin, and Pryor. In fact, this Congress will do damage to anything even remotely progressive.
So let's take a look at what happened and what we can do now. The media, unfortunately but not surprisingly, will be of no use in making sense of Tuesday's results, and even less so in helping chart a course for the future.
There is a lot of evidence that the state of the economy, and employment in particular, drive the results of elections -- and this one was no exception. As the saying goes, "If you think the economy is working, ask someone who isn't." We have an economy stuck in a deep ditch, with corporate profits and bank bonuses soaring while long-term unemployment is at near Depression levels.
The Republicans shrunk the first "stimulus" package and filled it with tax breaks, even as corporate Democrats helped them along, blocking any effort to restructure mortgages in bankruptcies, freeze foreclosures or force banks to lend money. The election outcome was partially baked in early 2009, when the White House preemptively conceded on the scale and provisions of the stimulus package and chose to coddle the banks. To watch this unfold was simply maddening.
Making matters worse were other factors. Among the most damaging were the actions of the conservative majority on the Supreme Court, which seemed energized by the new President, and took the radical step of rehearing a campaign finance case -- now known forever as Citizens United. In ruling 5-4 that corporations have the right to spend unlimited amounts of money for and against candidates, the Court transformed the electoral landscape in a way potentially more profound than its 5-4 ruling that seated George W. Bush as president. As many predicted, the Citizens United ruling unleashed the greatest wave of corporate spending in history, though it's a safe bet to say that their spending in 2012 will make this year's outlay look modest.
In an astonishing turn of events, the right wing was able to kill -- essentially murder in public view -- the organization that registered millions of poor and working class African-American and Hispanic voters in the last six years. I am speaking of ACORN, of course. By editing video completely out of context, and using the right-wing media machine to perfection, Andrew Breitbart was able to convince the mainstream media and eventually Congress, that ACORN was an election-stealing organization that had no qualms giving advice to pimps on how to increase revenues. Fulfilling Karl Rove's wildest dreams, Congress, including most Democrats, voted to block public funding for any of ACORN's laudable and effective housing or tax assistance programs, and ACORN died a quiet death. There would be no millions of new registrants.
Traditions are important in the Senate, but almost always to the detriment of progressive change. The health care reform effort was a victim of Senate conventions. Sen. Max Baucus of Montana, who chairs the critical Senate Finance Committee solely due to his long tenure, stalled development of a health reform package for many months in order to "negotiate" with Republicans on his committee. They weren't interested in the least, and walked away from the discussions muttering bizarre comments about reforms "killing grandma" and setting up "death panels" because Sarah Palin says so. The behavior of Baucus would be laughable if it were not so utterly destructive.
No matter what one thought of FOX News in the 2008 election, Murdoch's monster went on a rampage over the past two years. Serving as both an instigator and an amplifier for the craziest and most offensive pundits, FOX News misled and misinformed the American people on every issue, and effectively became the public face of the Republican Party. Glenn Beck's show became so toxic and spewed so much venom that one of his devoted fans took it upon himself to plot the execution of key leaders of the Tides Foundation and the ACLU, who had figured prominently in Beck's rants. Fortunately, the madman (the fan, not Beck) was stopped before he accomplished his mission.
We could go on, of course, on all the missed opportunities, the cave-ins, the sell outs, and the unpopular and misguided war in Afghanistan.
But the results are in. The House of Representatives is in the hands of the most corrupt Speaker-in-waiting ever, the Tea Party is ascendant, and the U.S. Senate, however dysfunctional it has been, is poised to be much worse.
For those of us who had hopes that the Obama Administration could seize the moment and enact popular progressive changes, this is a bitter pill. And like many, we grieve at the lost opportunities.
But now we need to brush off the dust, suck it up, and plunge back into substantive fights. Politics is not fair -- indeed, U.S. elections are rigged in profound ways! But walking away is not an option at CREDO Action, and we hope you will join us in some of the actions below we think are strategic in the new political landscape:
1. Commit to Taking Down FOX News. So long as FOX News has any credibility within the Beltway, it will be a pipeline for malicious material that will poison our political culture. Join our friends at Color of Change.
2.Tell the Senate to pass the DISCLOSE Act during the lame duck session. We were able to defeat the Texas Oil Initiative, Prop 23 in California, in part because we knew who the enemy was -- having disclosure of corporate contributions brings the enemy out in the open for us to take on and fight. The DISCLOSE Act passed the House and came within a single vote of passing the Senate. One vote. You can join this fight by taking action with Public Citizen at http://citizen.org/disclose-act-action.
3. Keep fighting to end the Bush tax cuts for the wealthiest Americans. This issue will get resolved during the lame duck session. Take action here.
4. Sign up for the fight for a constitutional amendment to reverse the Citizens United decision by declaring that corporations do not have the legal rights of humans. This may take years, if not decades, but we should start now. Please join Free Speech for People: http://freespeechforpeople.org/.
5. Tell the FCC to use its existing authority to establish and defend net neutrality. Our friends at Free Press are leading this charge: here.
6. Demand that the Department of Justice and the Internal Revenue Service investigate the political organizations set up by Karl Rove to launder millions of dollars in secret cash to change the outcome of elections. Act now at http://act.credoaction.com/campaign/investigate_crossroads.
7. Defend the EPA from castration by pro-coal interests in Congress. The EPA accomplished almost nothing during the Clinton years because the Gingrich-led Congress used the budget process to prohibit the agency from doing its work. This battle has already started. The Sierra Club's Beyond Coal campaign is a great way to join this fight: http://sierraclub.org/coal.
8. Convince the Obama administration to stop appealing progressive court rulings on matters like the Defense of Marriage Act, Don't Ask Don't Tell, and the state secrets defense against torture and wiretapping. Urge the Department of Justice to change its approach at http://act.credoaction.com/campaign/stop_appealing.
9. Urge Democratic senators to do away with lifetime tenure for committee chairs and open up all chair positions to majority vote elections. This will go a long way towards more progressive legislation. Take action with us here.
10. Demand that the Department of Justice enforce the provisions of the national voter registration law that require state governments to offer to register all voters at departments of public welfare and motor vehicles. Many state governments simply ignore these requirements and this is a cheaper and more inclusive way of registering voters than the campaigns of the now dead ACORN. Urge Attorney General Eric Holder to expand voter registration: http://credoaction.com/campaign/enforce_motor_voter.
I suspect you are angry and exhausted at this point. I know I am. But let us not forget that the values and ideals we fight for are greater than any one election. They still endure, and so must our fight. We have a lot of work to do.
Michael Kieschnick, CEO
CREDO Action
Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.
Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.
Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.
The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.
On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.
Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.
So now to ponder details,
As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.
The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.
Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.
My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.
This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.
And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.
I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?
Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.
eric seiger
Colts <b>News</b>: NFL: <b>NEWS</b>
NFL: NEWS. The Colts talked through the off-season about improving the running game. During a recent three-game...(11.04). NFL: NFC NEWS - . NFL: AFC NEWS - � UpClose Online: 11/03/2010 � NFL 5K Run/Walk ...
Facebook Wins Another <b>News</b> Feed Patent
When Facebook originally filed for the patent in the fall of 2006, it was just a month before the company launched its news feed. It argued at the time that as more and more users joined the social network, the amount of information it ...
Fox <b>News</b> Beats USA Network For Top Cable Network On Night After <b>...</b>
Fox News was the top cable network during prime time on Wednesday night, the day after the midterm election, ahead of USA Network's highly-rated NCIS re-runs. Bill O'Reilly had the most-watched show on all of cable, while Sean Hannity ...
eric seiger
eric seiger
eric seiger
Colts <b>News</b>: NFL: <b>NEWS</b>
NFL: NEWS. The Colts talked through the off-season about improving the running game. During a recent three-game...(11.04). NFL: NFC NEWS - . NFL: AFC NEWS - � UpClose Online: 11/03/2010 � NFL 5K Run/Walk ...
Facebook Wins Another <b>News</b> Feed Patent
When Facebook originally filed for the patent in the fall of 2006, it was just a month before the company launched its news feed. It argued at the time that as more and more users joined the social network, the amount of information it ...
Fox <b>News</b> Beats USA Network For Top Cable Network On Night After <b>...</b>
Fox News was the top cable network during prime time on Wednesday night, the day after the midterm election, ahead of USA Network's highly-rated NCIS re-runs. Bill O'Reilly had the most-watched show on all of cable, while Sean Hannity ...
eric seiger
What a truly brutal election. One rare exception was the crushing of Texas Oil's Proposition 23 in California (see CREDO's campaign at stoptexasoil.org), which proves that even unlimited corporate cash can be beaten back -- if it is disclosed and fought by grassroots mobilization.
At CREDO, we fight hard on the issues, but we don't take sides in partisan elections. As someone who cares about progressive issues, there is no doubt that Tuesday's results will make for even harder times for our country. It is crazy making to realize just how extreme and misinformed much of the new Congress will be.
There is little reason to expect any useful legislation from the Tea Party-dominated House or the dysfunctional Senate. Swing votes in the Senate have really troublesome names: Lieberman, Nelson, Manchin, and Pryor. In fact, this Congress will do damage to anything even remotely progressive.
So let's take a look at what happened and what we can do now. The media, unfortunately but not surprisingly, will be of no use in making sense of Tuesday's results, and even less so in helping chart a course for the future.
There is a lot of evidence that the state of the economy, and employment in particular, drive the results of elections -- and this one was no exception. As the saying goes, "If you think the economy is working, ask someone who isn't." We have an economy stuck in a deep ditch, with corporate profits and bank bonuses soaring while long-term unemployment is at near Depression levels.
The Republicans shrunk the first "stimulus" package and filled it with tax breaks, even as corporate Democrats helped them along, blocking any effort to restructure mortgages in bankruptcies, freeze foreclosures or force banks to lend money. The election outcome was partially baked in early 2009, when the White House preemptively conceded on the scale and provisions of the stimulus package and chose to coddle the banks. To watch this unfold was simply maddening.
Making matters worse were other factors. Among the most damaging were the actions of the conservative majority on the Supreme Court, which seemed energized by the new President, and took the radical step of rehearing a campaign finance case -- now known forever as Citizens United. In ruling 5-4 that corporations have the right to spend unlimited amounts of money for and against candidates, the Court transformed the electoral landscape in a way potentially more profound than its 5-4 ruling that seated George W. Bush as president. As many predicted, the Citizens United ruling unleashed the greatest wave of corporate spending in history, though it's a safe bet to say that their spending in 2012 will make this year's outlay look modest.
In an astonishing turn of events, the right wing was able to kill -- essentially murder in public view -- the organization that registered millions of poor and working class African-American and Hispanic voters in the last six years. I am speaking of ACORN, of course. By editing video completely out of context, and using the right-wing media machine to perfection, Andrew Breitbart was able to convince the mainstream media and eventually Congress, that ACORN was an election-stealing organization that had no qualms giving advice to pimps on how to increase revenues. Fulfilling Karl Rove's wildest dreams, Congress, including most Democrats, voted to block public funding for any of ACORN's laudable and effective housing or tax assistance programs, and ACORN died a quiet death. There would be no millions of new registrants.
Traditions are important in the Senate, but almost always to the detriment of progressive change. The health care reform effort was a victim of Senate conventions. Sen. Max Baucus of Montana, who chairs the critical Senate Finance Committee solely due to his long tenure, stalled development of a health reform package for many months in order to "negotiate" with Republicans on his committee. They weren't interested in the least, and walked away from the discussions muttering bizarre comments about reforms "killing grandma" and setting up "death panels" because Sarah Palin says so. The behavior of Baucus would be laughable if it were not so utterly destructive.
No matter what one thought of FOX News in the 2008 election, Murdoch's monster went on a rampage over the past two years. Serving as both an instigator and an amplifier for the craziest and most offensive pundits, FOX News misled and misinformed the American people on every issue, and effectively became the public face of the Republican Party. Glenn Beck's show became so toxic and spewed so much venom that one of his devoted fans took it upon himself to plot the execution of key leaders of the Tides Foundation and the ACLU, who had figured prominently in Beck's rants. Fortunately, the madman (the fan, not Beck) was stopped before he accomplished his mission.
We could go on, of course, on all the missed opportunities, the cave-ins, the sell outs, and the unpopular and misguided war in Afghanistan.
But the results are in. The House of Representatives is in the hands of the most corrupt Speaker-in-waiting ever, the Tea Party is ascendant, and the U.S. Senate, however dysfunctional it has been, is poised to be much worse.
For those of us who had hopes that the Obama Administration could seize the moment and enact popular progressive changes, this is a bitter pill. And like many, we grieve at the lost opportunities.
But now we need to brush off the dust, suck it up, and plunge back into substantive fights. Politics is not fair -- indeed, U.S. elections are rigged in profound ways! But walking away is not an option at CREDO Action, and we hope you will join us in some of the actions below we think are strategic in the new political landscape:
1. Commit to Taking Down FOX News. So long as FOX News has any credibility within the Beltway, it will be a pipeline for malicious material that will poison our political culture. Join our friends at Color of Change.
2.Tell the Senate to pass the DISCLOSE Act during the lame duck session. We were able to defeat the Texas Oil Initiative, Prop 23 in California, in part because we knew who the enemy was -- having disclosure of corporate contributions brings the enemy out in the open for us to take on and fight. The DISCLOSE Act passed the House and came within a single vote of passing the Senate. One vote. You can join this fight by taking action with Public Citizen at http://citizen.org/disclose-act-action.
3. Keep fighting to end the Bush tax cuts for the wealthiest Americans. This issue will get resolved during the lame duck session. Take action here.
4. Sign up for the fight for a constitutional amendment to reverse the Citizens United decision by declaring that corporations do not have the legal rights of humans. This may take years, if not decades, but we should start now. Please join Free Speech for People: http://freespeechforpeople.org/.
5. Tell the FCC to use its existing authority to establish and defend net neutrality. Our friends at Free Press are leading this charge: here.
6. Demand that the Department of Justice and the Internal Revenue Service investigate the political organizations set up by Karl Rove to launder millions of dollars in secret cash to change the outcome of elections. Act now at http://act.credoaction.com/campaign/investigate_crossroads.
7. Defend the EPA from castration by pro-coal interests in Congress. The EPA accomplished almost nothing during the Clinton years because the Gingrich-led Congress used the budget process to prohibit the agency from doing its work. This battle has already started. The Sierra Club's Beyond Coal campaign is a great way to join this fight: http://sierraclub.org/coal.
8. Convince the Obama administration to stop appealing progressive court rulings on matters like the Defense of Marriage Act, Don't Ask Don't Tell, and the state secrets defense against torture and wiretapping. Urge the Department of Justice to change its approach at http://act.credoaction.com/campaign/stop_appealing.
9. Urge Democratic senators to do away with lifetime tenure for committee chairs and open up all chair positions to majority vote elections. This will go a long way towards more progressive legislation. Take action with us here.
10. Demand that the Department of Justice enforce the provisions of the national voter registration law that require state governments to offer to register all voters at departments of public welfare and motor vehicles. Many state governments simply ignore these requirements and this is a cheaper and more inclusive way of registering voters than the campaigns of the now dead ACORN. Urge Attorney General Eric Holder to expand voter registration: http://credoaction.com/campaign/enforce_motor_voter.
I suspect you are angry and exhausted at this point. I know I am. But let us not forget that the values and ideals we fight for are greater than any one election. They still endure, and so must our fight. We have a lot of work to do.
Michael Kieschnick, CEO
CREDO Action
Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.
Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.
Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.
The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.
On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.
Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.
So now to ponder details,
As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.
The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.
Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.
My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.
This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.
And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.
I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?
Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.
eric seiger
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One way to show promote creativity in yourself and others is to organize and produce podcasts online for fundraising or for offering information. Here's how to make money uploading podcasts to the web. Sacramento has various centers for runaway teens. Would any of them be interested in a life story experience or how-to get help podcast of teens talking?
Or you could focus on senior story projects matching students with older adults to present podcasts that highlight in multimedia events from life stories. The steps are recording the information, editing it, and uploading it to the web. One free of cost place to upload videos or audios as well as text is the Internet Archive.
Topics might focus on why they are where they are today, how they transcended past choices, and what they would like to do in the future. Or informational podcasts you could produce might emphasize their plans.
Ask people you interview for a podcast how they intend to carry out steps that others might follow to reach specific goals, careers, and lifestyles. The purpose of your podcast might serve as lessons to viewers who might soon be in similar situations or need more information before they can make a choice or decision.
For example, how they transcended their mistakes and rose above them--or the steps they are taking to achieve their goals? How about podcasts where runaway teens talk to other teens about planning their life. See the article, Today's Youth Want Someone To Talk To When Looking For Help.
In Sacramento, Wind Youth Services works with youth experiencing homelessness, helping them find safety from the streets and giving them access to resources to help them move from crisis to healthy functioning and independent lives.Wind Youth Services in Sacramento is located at 701 Dixieanne Avenue, Sacramento, CA 95815. Want to produce a video about where runaway teens might look for food? Check out the Sacramento Food Bank and Family Services. Ask various not-for-profit services whether they might use a podcast you can make for them and post online.
Wind Youth Services works with each youth to assess their circumstances, identify their needs, and set goals for positive lifestyle changes. We then provide guidance, support and education to help youth acquire the tools they need in order to transform their lives. Volunteers are needed in numerous areas.
You can make podcasts of what various resource groups in Sacramento do. Check out the resources list. You can produce and upload a podcast about a day in the life of people who run resource centers.
For example, what happens when someone in need of help calls the National Runaway Switchboard? Pick your own topic of expertise to make a video podcast and save it on a DVD. Then post highlights as a video podcast. If you make a video an hour in length, post 15 minutes as a podcast of the highlights. That way you can sell the entire one or two hour DVD. Focus on a local area, such as Sacramento, or work with national resources.
Find out what's needed in the market of a podcast or DVD that you can actually sell. You'd present the highlights as a video podcast. Another way to make money with podcasts is to charge a set fee for a set time to record someone's talk and turn it into a video or audio podcast for the web and then upload it to a site.
The fee would cover the price, if any of the site, or whether the site space is free, such as Internet Archive, and any expenses for recording the person and editing the podcast. It's one way to make money with your computer and camcorder from video podcasting online.
Always save the video to a master DVD or other disc, a flash drive, a hard drive disc, and make copies in case the master recording is lost or technology changes. Then have a transcript of the recording printed out in case you need to have a script to re-do with a teleprompter (which you can rent for the day or week).
Or how about making a video podcast of what people do in specific careers? For example, UC Davis Extension and the Center for Genomic Pathology have developed the first online program for scientific personnel engaged in research. How about producing a video podcast of what laboratory technicians and principal investigators do?
You can make money from interviewing the world's leading experts, or world-class faculty on the topic of creating an international standard curriculum for pathobiology of the mouse, or what scientists and technicians do at the Center for Genomic Pathology at UC Davis, for example, working locally in the Sacramento regional area.
The subject area is up to you. If you're into home repair, produce and post video podcasts online of how to repair different objects around the home from changing a washer in a leaky kitchen faucet to emergency plumbing when a sink or toilet is stuffed up from pipes inside the house or outside in the yard.
Or video podcasts on knitting instruction, cooking healthy, or doing specific exercises. The field is open to what the market will bear and needs in the community. You can make podcasts online to help seniors avoid financial abuse, scams, or find help for specific family issues.
Here's how you can make money organizing, producing, and uploading life story podcasts online with the life stories of the group of people you want to emphasize, seniors, runaway teens, new moms, families, or people in specific careers you want to learn about through informational interviewing to produce video or audio podcasts that will be posted online to podcast sites such as Internet Archive, or other free space offered for posting podcasts consisting of videos, audios, and text materials.
Besides uTube for videos under 10 minutes, you have Google video, and numerous podcast sites that offer free space for life story highlights or talks. You can record and post experts speaking on particular topics or older adults speaking about their experiences such as military service during the past wars.
A Senior Story Project like the one developed with the cooperation of the Hanan Foundation and Wayne State University in Detroit matches young and older people together to create life stories. The young person goes into the senior center setting and interviews the older person in order to summarize that person's life story.
Life story writing celebrates older people's lives as well as gives the younger or same age writer interaction to promote intergenerational writing as a healing experience. It's akin to pet therapy because it provides outreach
and a sense of community between generations. It's a bridge, a link, and fills a gap between young and older people in a community.
In your life story writing projects-to-do environment, your can send younger or any age writers into multi-service organizations to provide a life story writing service. This complements the information and assistance given by the multi-service organizations in convenient locations. Locations that serve as meeting places for activities, classes, or meals are ideal as are online settings that come into the home.
Writing for the digital media to create intergenerational time capsules on the Web provide a unique opportunity for students to interact with older adults on a one-to-one quality circle basis. At the same time the student may enroll in Sacramento areas' various creative writing and creativity enhancement workshops online and learn how to write a salable life story for a book, magazine, newspaper, the Web, a play, audio script, video material, or create a family history scrap book as a time capsule and put it on the Web or prepare it for the print media.
The older adult can enroll in my online class and write his or her own life story using fiction techniques as a novel, story, or feature article, or as a biography of any length, monologue, essay, or script, or stage play. They learn to write dialogue as well as interview and write biography, even corporate history by interviewing the founders of businesses, if they choose that option.
Students enrolled in other English or writing classes may use this online course of mine to learn composition or write a summary of a life story in a salable format. Students or teachers who want to train other teachers to
work with older adults' creative writing or creativity enhancement classes interview senior citizens and write a brief summary about their experiences, lives, and living in the community chosen.
Stories may be collected for an anthology by the class if they so choose and put on the Web or prepared for print media, or put into a print-ondemand e-publishing opportunity. Writing is a healing experience that
brings people together in a community. Digital media stories can be reflections, life reviews, reminiscence, biography, memoirs, and life stories.
On the Internet, the stories may have links to photos or scanned artwork, all with permission of the authors or persons interviewed. It's great to have text and older photos scanned on a website as a time capsule. Later,
audiotapes may be excerpted and put up as sound files at the websites if space permits, or even video clips as technology permits.
At the end of such a digital media intergenerational life story telling or writing workshop, seniors or teenagers have made new friends and contacts and have their life story preserved. If they contributed audio tapes, text, and photos, poems, experiences, and parcels of their life story, it all joins together at a website or in print, with links in a collage, multimedia, or other life story experience on the Internet and beyond. For further information see my book, 35 Video Podcasting Careers And Businesses to Start: Step-by-step.
eric seiger
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NFL: NEWS. The Colts talked through the off-season about improving the running game. During a recent three-game...(11.04). NFL: NFC NEWS - . NFL: AFC NEWS - � UpClose Online: 11/03/2010 � NFL 5K Run/Walk ...
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